Never have to make monthly mortgage payments unless they want to
Rightsizing
Expand Your Homebuying Options While Protecting Retirement Assets
The Benefits of Buying with a Reverse Mortgage Loan
With Rob and the Kanyur Reverse Team, you can buy a new home, protect your assets* and never have to make monthly mortgage payments. Instead, you just have to cover property charges like taxes, insurance and upkeep.
How It Works
With a reverse mortgage loan for purchase (also called HECM for purchase loan), you apply those loan proceeds to the price of a house you want to buy. You can use the equity from the home you are leaving or other funds to cover any leftover balance.
This can increase your purchasing power tremendously because it adds the funds from a reverse mortgage loan on top of the other assets that you already have — that includes the proceeds from the sale of your current home.
Hear From a Real H4P Customer
Then What Happens?
You enjoy the same terms for any home with a reverse mortgage loan:
Rob Kanyur and his team are personable, professional and very good at what they do. Our reverse mortgage went so smoothly. We were kept informed during the whole process which was an amazingly short amount of time! I highly recommend Rob + Fairway.
Rob Kanyur is professional and thorough in his presentation of the benefits of a reverse mortgage. He answered all of our questions so we were fully informed before committing to a reverse mortgage. We are delighted with how a reverse mortgage has served our financial needs. We highly recommend Rob Kanyur and Fairway Independent Mortgage Corporation.
Rob and his team deserve high praise. I was kept in the loop at all times. Any questions were answered promptly and patiently. (I had a lot of them.) Excellent customer service! The team works very efficiently, no hick-ups or delays. Even after closing, Rob was and still is available to help/clarify.I whole-heartedly recommend Rob Kanyur to anyone, who is searching for the best man and team for the job.Heidi S.
My husband and I live in Prescott, AZ. Rob Kanyur's company was highly recommended to us, for good reason. We took out a Reverse Mortgage in 2019 with Rob, and updated it in August 2021 to reflect the increased value of our home and low interest rates. Both transactions were quick and painless and handled professionally by Rob and his excellent team. We highly recommend Ron Kanyur and his team at Fairway Mortgage.
I have worked in and around the real estate business for almost 30 years. I have had the experience of watching numerous mortgage brokers as they provided their services for their clients. During this time I have had specific experience working with several reverse mortgage brokers.When it came time for my wife and I to consider a reverse mortgage, I knew I didn't want one of those brokers I had known in the past. We chose to do our reverse mortgage with Rob after receiving a referral from a mortgage broker friend, who I know to be very competent. She spoke well of Rob, both as a person and as a broker. We soon learned that Rob has expert knowledge of reverse mortgage. He is, by far, the best reverse mortgage broker I have ever had the privilege of knowing.If you are considering a reverse mortgage, Rob is the broker you want to do business with. He and his team will insure that your transaction will be done correctly and in a timely manner.
Who’s a Great Fit for a Reverse for Purchase Loan?
The following are just a couple examples of people who found the living situation that’s best for their golden years. Houses and stories are for illustration purposes only. Houses may not be available for purchase.
Moving to the Perfect Neighborhood
James and Mary, 62 and 59, want to move to a newly constructed home in an area that’s ideal for retirees. The problem is that home values are close to double in the new community compared to where they live currently. With a reverse mortgage for purchase, James and Mary can make their move and never have to make monthly mortgage payments again. They just have to pay property expenses and maintain the home.
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$600,000 Home Sale Value
James and Mary currently own this home.
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$800,000 Home Value
With a reverse mortgage for purchase, the proceeds from their old home could enable them to buy their much more expensive dream home.
Planning for a Legacy*
Cindy, 62, is selling her current home that she owns free and clear. She wants a home of a similar value that is closer to her grandchildren—but she also wants to set up an annuity for her grandchildren to help pay for college.* A reverse mortgage can allow her to purchase the home she wants and have plenty of money left over from the sale of her current house.
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$800,000 Home Sale Value
Cindy currently owns this home.
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$650,000 Home Value
With a reverse mortgage for purchase, Cindy could sell her current house for $800,000 and buy a $650,000 house. She would have ~$360,000 remaining to use. $170,000 could go to an annuity for her grandkids and $190,000 could be invested by her financial advisor.*Â She would also never have to make monthly mortgage payments again. She would just have to take care of property charges like taxes, insurance and upkeep.
Hear Real H4P Customer Experiences
Choosing a Reverse Mortgage Over a Traditional Mortgage
Using a HECM for Purchase to Buy the Home You Really Want
Living in a House You Love While Creating a Legacy
Curious About What You May Qualify For?
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*The information in this advertisement does not constitute financial planning advice. Please consult a financial planner regarding purchasing an annuity and your specific retirement plan.