Home equity is one of the best parts of homeownership, but accessing one’s home equity can be a challenge. In this article, we explore some of the most popular traditional options alongside a new choice called HomeSafe Second so you can make an informed decision for yourself.

If you’re 62+ and would like greater financial security and flexibility, learn a little bit about the Home Equity Conversion Mortgage, or HECM, by watching this quick video!

If you’re 62+ and would like greater financial security and flexibility, learn a little bit about the Home Equity Conversion Mortgage, or HECM, by watching this quick video!

Many older homeowners turn to reverse mortgages or HELOCs to tap into their home equity. While those options are great for many people, they both have components that aren’t ideal for others. That’s where HomeSafe Second comes in. Watch this explainer video or read the transcript to learn more!

Discover the expected updated HECM loan limits for 2025. This featured image captures the essence of the new financial thresholds set for Home Equity Conversion Mortgages, reflecting significant changes beneficial for homeowners. Dive into our detailed analysis to understand how these revised limits could impact your mortgage planning.

Many retirees think that their homebuying options are highly limited if they’re on a fixed income. But there’s an option specifically for 62 and over homebuyers called the Home Equity Conversion Mortgage for Purchase (H4P) loan. If that sounds interesting to you, watch this quick video.

As we navigate through economic uncertainties, a HECM represents a powerful financial solution when it’s needed most. Read on to see why!

Discover the expected updated HECM loan limits for 2025. This featured image captures the essence of the new financial thresholds set for Home Equity Conversion Mortgages, reflecting significant changes beneficial for homeowners. Dive into our detailed analysis to understand how these revised limits could impact your mortgage planning.

Baby boomers make up 39% of all home purchases, making this demographic essential for real estate professionals to grow their businesses. Learn about a loan designed exclusively for 62+ homebuyers that can set you apart. 

Baby boomers make up 39% of all home purchases, making this demographic essential for real estate professionals to grow their businesses. Learn about a loan designed exclusively for 62+ homebuyers that can set you apart. 

Explore the concerns surrounding reverse mortgage loans and the consumer safeguards that make it a secure choice for borrowers.

Fairway has been named on CNBC’s Best Reverse Mortgage Lenders list, as well as Money.com’s 2024 Best Reverse Mortgage Companies!

Despite the many benefits of reverse mortgages, misconceptions stemming from outdated views often deter older homeowners from considering this product. Read on to get the facts and see if a reverse could be a solution for you or those you know!

If you’re 62 or older and feel your dream home is out of reach, consider a Home Equity Conversion Mortgage for Purchase (H4P) loan. Read on to see the pros, cons and other options.

Although reverse mortgage insurance premiums (MIPs) increase loan costs, they also offer value, enhancing borrower flexibility and potential benefits to heirs. Read on to learn more!

This article delves into a recent MBA Newslink article by John McMullen, Senior Policy Specialist at the Mortgage Bankers Association, on the transformative power of the H4P (Home Equity Conversion Mortgage for Purchase) loan for homebuyers 62 and older.

A common misconception about home equity conversion mortgage loans (HECMs), commonly called reverse mortgage loans, is that they are a “loan of last resort.” In this short video, Jim Thompson quickly clarifies why that really isn’t the case.

Mary wanted to buy a new home and had the financial ability to do so, but wanted to have plenty of money left over for a rainy day. So she used a Home Equity Conversion Mortgage (HECM) for Purchase loan (H4P) through Fairway and couldn’t be happier with the results.

What if, while going through the HECM application process, you discover that your home requires repairs? Let’s delve into the process so you can be prepared.

Jim Thompson, a financial advisor, praised the benefits of a Home Equity Conversion Mortgage, which he decided to use after recognizing it as a tool to maintain home ownership and financial liquidity, contrary to common fears of losing one’s home.

By using a HECM to purchase his house, Randy not only avoids monthly mortgage payments, he lives in home he really loves while creating a legacy for his son.

Discover firsthand accounts of real Fairway customers who have utilized reverse mortgage loans to navigate various financial scenarios in retirement. Watch these quick videos to gain insights into how reverse mortgages can address challenges and unlock opportunities in retirement planning.

Retirement is often seen as a period of fulfillment, yet many retirees encounter financial challenges. Enter the HECM line of credit (HECM LOC), a Home Equity Conversion Mortgage (HECM, reverse mortgage) loan feature designed to provide older homeowners with a versatile contingency fund.

If you’re looking to empower your retirement with a reverse mortgage loan, the process may seem a little confusing at first glance. Knowing what’s coming, being prepared and having an excellent lending team behind you helps ensure a smooth borrowing journey with less stress.

If you’re looking to empower your retirement with a reverse mortgage loan, the process may seem a little confusing at first glance. Knowing what’s coming, being prepared and having an excellent lending team behind you helps ensure a smooth borrowing journey with less stress.

If you’re looking to empower your retirement with a reverse mortgage loan, the process may seem a little confusing at first glance. Knowing what’s coming, being prepared and having an excellent lending team behind you helps ensure a smooth borrowing journey with less stress.

The Home Equity Conversion Mortgage (HECM) for Purchase (H4P) loan is specifically designed for homebuyers 62 and older, offering a distinct set of advantages bridging the gap between cash purchases and traditional mortgages.

In this article, we’ll delve into the concept of reverse mortgages and examine common ways older-adult homeowners are leveraging this powerful financial solution.

The Home Equity Conversion Mortgage (HECM) for Purchase (H4P) loan is specifically designed for homebuyers 62 and older, offering a distinct set of advantages bridging the gap between cash purchases and traditional mortgages.

In this article, we’ll delve into the concept of reverse mortgages and examine common ways older-adult homeowners are leveraging this powerful financial solution.

We recently had the privilege of being the lead sponsor for NAIFA-Texas 2024 Annual State Conference in Clear Lake, Texas. The true highlight for me was our involvement in a deeply meaningful way to support one of our veterans.

Whether it’s surging living costs, healthcare expenses or insurance premiums, many adult children are anxious about their parents’ economic stability. By diversifying home equity, senior homeowners may be better equipped to manage risks, like spending surprises and inflation, throughout retirement.

Whether it’s surging living costs, healthcare expenses or insurance premiums, many adult children are anxious about their parents’ economic stability. By diversifying home equity, senior homeowners may be better equipped to manage risks, like spending surprises and inflation, throughout retirement.

Hear our customers talk about their journeys with reverse mortgage loans. Although each has unique circumstances, they all shared something in common —
their reverse mortgage loan made an already sound retirement strategy even better.

Let’s start off 2024 with some good news. The Federal Housing Administration (FHA) increased the maximum claim amount on the Home Equity Conversion Mortgage (HECM). Read on to find out what that could mean for you or your clients.

If you’re an attorney working in estate planning, Home Equity Conversion Mortgage (HECM) loans, also called reverse mortgage loans, can be a particularly helpful option in your toolkit. Read on to see why!

For seniors with significant debt in retirement, especially if traditional home mortgage payments are a major factor, a HECM can be a powerful avenue to consolidate debt. Read on to learn more!

It’s common for homeowners to want to refinance their mortgage to a lower interest rate, but what about then the interest rates are as high as they are today? There can be times when refinancing to a higher rate can be a wise move, so it pays to learn about your options.

If you’re a homeowner 62 or older, you might be sitting on a significant amount of untapped home equity that you can use to finance essential home updates, repairs or even major renovations.

Where you live in retirement influences so many aspects of your life. Read on to learn more about the pros and cons of the most common options for retirement living.

Colin was well-positioned for retirement, until he got a divorce. Afterward, he used a reverse mortgage loan to purchase a house he loves.

Financial professionals, learn how the Home Equity Conversion Mortgage (HECM) can be an effective tool for insulating retirement portfolios, improving overall quality of life in retirement and helping retirees afford their dream home.

Reverse mortgage loans have become an increasingly popular tool for financial planners. Read on to learn the Top Four Reasons for you to bring them into your financial planning toolkit.

Tapping home equity via a reverse mortgage loan can be an excellent way for seniors to continue to own and live in the homes they love. But is it right for you? Take this quick quiz to find out!

Today’s interest rates are a common concern for those who are interested in reverse mortgage loans. The good news is that there are a number of other factors that can help you determine if now is the right time for a reverse.

In this article, we’ll explore how a reverse mortgage can help you enjoy a more comfortable, secure retirement while providing the peace of mind that your children can continue their financial independence and benefit from the legacy you leave behind.

Claudette sees the Home Equity Conversion Mortgage (HECM) loan as a significant bonus for retirees and greatly appreciates the peace of mind and financial control it provides.

Securing a comfortable retirement should be a top priority for homeowners 62 and above. We’ll also show how the Home Equity Conversion Mortgage loan (or HECM) can effectively insulate retirement portfolios while improving retirement life.